Ridafiy
Ridafiy
Co. Tipperary, Ireland

Family budgeting,
made practical

Ridafiy workshops give you hands-on tools for managing household finances — not theory, but exercises you apply to your own numbers the same week.

Participant working through a budgeting exercise at a Ridafiy workshop

What we offer

Workshops built around real household decisions

Savings Goal Planning

Set a specific target — a car, a home repair, a family trip — and work backwards to a weekly saving amount that fits your current income without cutting essentials.

  • Goal-sizing calculator exercise
  • Priority ranking method
  • Progress tracking sheet

Debt Reduction Track

Map outstanding balances and interest rates, then choose a repayment sequence that reduces total cost — not just minimum payments — within your household cash flow.

How a workshop session runs

Each session is structured so you leave with something you can use immediately — not notes to review later.

1
Orientation

Review the week's topic and collect your own figures — income, fixed bills, recent variable spending.

2
Guided exercise

Work through a structured task with a provided template. The facilitator walks each step in real time.

3
Group check-in

Share one result or question with the group. Hearing different household situations clarifies your own thinking.

4
Take-home task

Apply one specific change to your finances before the next session — small enough to be realistic, concrete enough to measure.

Participants on what shifted for them

Workshop group session on household finance planning
8

weeks per programme

12

participants per group

6

years running

"Before the workshop I had no idea where €400 a month was going. After the first exercise I found three recurring charges I'd forgotten about. That alone paid for the course."

Portrait of Aoife Brennan

Aoife Brennan

Monthly Budget Workshop participant

"The debt reduction session was the first time someone explained interest stacking in a way that made sense for my actual numbers. Changed how I prioritise payments."

Portrait of Ciarán Forde

Ciarán Forde

Debt Reduction Track participant

"Doing this remotely meant I could go through the exercises at the kitchen table with my partner. That context made the conversations about money much easier."

Siobhán Ó Murchú

Savings Goal Planning participant